Friday, April 30, 2010

Home Loan

Well, nothing historic but a first of sorts and therefore merits mention on these hallowed pages; a veritable-and here, let me borrow ‘generously’ from sonny boy’s very apt description-chronicle of our times. For who knows, posterity might someday trace one’s lineage through these very pages…any way, that is not the point. The point I am trying to make is that the wheel that was set rolling on November 18, 2009 (which reminds me that that was already a historic day in our lives, the birthday as it is of the oldest kid of the next generation, on my side of the family) reached the logical next step today.

I applied for my first loan, a housing loan as it happens. And the tonnes of paper work that I had to wade through, the number of times I had to run up and down two floors to get more photocopies and signatures/stamps-and still end up missing on a couple of documents (which the guy hadn’t mentioned, can be said in my defence) makes sure this is also the last. Boy, do they dig up your history, geography, demography, lineage, future plans, finances, credit-worthiness and a lot of other stuff, all for the sake of doling out a little moolah?? No wonder, then, that once I had signed on the dotted line on page one and two and three-not to forget the signature across my not-so-smiling visage on the form-and on about a fifty other photo-copied sheets (bowing to the strange mandate of self-attestation) I heaved a huge sigh of relief and promised myself-never again!

And the entire exercise having taken a toll on my frayed nerves, I’ve decided to make this post really short and unsweet.

Cheers.

P.S-Looking back, April has not been the ‘cruelest month’ at all; rather, it’s been one of the sweetest: li’l Srishti having sailed through triumphantly into MICA!!